Home Mortgage Rates
Current rates, as of Monday, June 28, 2010:
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Financing Available Through:
Capital Mortgage
NMLS #2332
515-226-1980
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| Product |
Interest Rate |
APR |
Total Points |
| 30 Year Fixed 20% Down 1 |
4.38% |
4.51% |
0 |
| 5/1 Arm 2 |
3.50% |
3.76% |
0 |
| FHA 30 year fixed 3 |
4.25% |
4.93% |
0 |
| FHA 5 Year ARM 4 |
3.25% |
4.72% |
0 |
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Todd Shaw
NMLS #36540
cell 515-669-3514
office 515-226-1981
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Scott Lineberry
NMLS #36541
cell 515-554-6970
office 515-226-1980
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5500 Westown Pkwy Ste. 140
West Des Moines, IA 50266
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Click Here
to access our online mortgage application.
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1
The above rate assumes a 20% down payment on a loan amount of $300,000 with a 30 year term, 1% origination, and a minimum credit score of 740. If the down payment is less than 20%, mortgage insurance may be needed which could increase the payment and APR.
2
The above rate assumes a 20% down payment on a loan amount of $150,000 with a 30-year term, and a minimum credit score of 740. If less than 20% down payment loan may have mortgage insurance which would affect payment and apr.
3
The above rate assumes a 3.5% down payment on a base loan amount of $260,550.00 with a 30-year term, and a minimum credit score of 720.
4
The above rate assumes a 3.5% down payment on a base loan amount of $270,2000.00 with a 30-year term, and a minimum credit score of 720.
Due to various federal, state and local requirements, certain products may not be available in all areas. Other restrictions may apply.
Closing costs are not included in the Annual Percentage Rate (APR). The total points and additional prepaid finance charges are included in the APR. For adjustable-rate transactions, rates are subject to increase over the life of the loan.
Rates are subject to change without notice, and loan pricing may be locked only through a home mortgage consultant to be effective.
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